iCarBuyer Planning System

iCarBuyer® is a private planning worksheet that helps you understand a vehicle purchase before speaking with a dealership. You enter your own estimates — price, trade value, loan balance, interest rate, and term — and the payment updates instantly so you can see how each decision changes the numbers.

Yes. The worksheet is free to use. You can build, save, and edit your iCarDeal summary at no cost. Dealers may participate later if you decide to contact one, but using the tool itself is always free for buyers.

No. Starting a worksheet does not notify any dealership. Your information remains private unless you choose to share your iCarDeal with a dealer advisor.

The numbers are your estimates, not final pricing. Incentives, credit approval, inventory, and final appraisals may change the figures. The purpose of the worksheet is to help you understand the payment range and ownership cost before visiting a dealership.

Yes. You can switch between cash, finance, and lease options at any time. Adjust the term, interest rate, trade value, or protection options to see how each decision affects your payment and total cost.

No. Sharing your summary is completely optional. Many people use the worksheet simply to understand their situation before visiting a dealership. If you decide to share it, you choose when and with whom.

No. iCarBuyer® does not sell vehicles and does not control dealership pricing. It is a planning tool that helps you understand the numbers so conversations with dealers are clearer and more productive.