iCarBuyer Planning System
Build your car deal before you visit the dealership. See your payment, total cost, and cost of borrowing using price, trade, rate, term, taxes, fees, and protection options. Save and edit your iCarDeal anytime. Select your province and click “Build My Deal.”
No calls. No pressure. Your deal stays private unless you choose to share it.
Your budget is in the details.
Most buyers focus on the payment. This tool shows what actually creates it.
See what creates your payment
Price, interest rate, term, and trade-in all work together. Adjust any number and see the impact instantly.
Work through it your way
Price, interest rate, term, and trade-in all work together. Adjust any number and see the impact instantly.
Compare your options
Switch between finance, lease, or cash to see how each choice affects your total cost.
Share when you're ready
Keep your deal private or connect with a dealer to confirm your numbers — your choice.
What people are discovering
People using iCarBuyer are seeing how price, trade-in, interest rate, term, taxes, and options work together to shape the real payment.
First-time buyer, Ottawa
I thought I understood my payment until I used this. Seeing how price, rate, and term actually connect changed everything for me.
Trade-in upgrade, Ontario
I didn’t realize how much my trade affected the deal. This helped me understand my position before talking to a dealership.
Lease customer, Toronto
Switching between finance and lease made it clear what I was actually paying. I felt more prepared going in.
Repeat buyer, Canada
I always focused on the payment. This showed me what actually creates it — big difference in how I approached the deal.
See your real numbers before you buy
Build your car deal and understand your payment, total cost, and cost of borrowing in minutes.
...takes 3 minutes
Common Questions
Clear answers before you decide whether to use the worksheet.